Credit Auditing
Did you know that many credit agreements made before April 2007 do not legally comply with the Consumer Credit Act 1974?
If your agreement is found to be non compliant, it could be declared unenforceable. This would mean your agreement is cancelled with nothing left to pay. Additionally you would keep any goods that were purchased using the loan or hire purchase agreement. If you have a consumer credit agreement with a balance between £3,000 and £25,000 Diligent Investments will arrange to have this consumer credit agreement audited on your behalf by one of our panel of solicitors. If your loan is found to be non compliant they will represent you on a no win no fee basis.
Our audit service is not restricted to non enforceability under consumer credit legislation. There are other potential issues which may give rise to other remedies e.g mis sold ppi claims and excessive credit card charges. Our solicitors will provide you with a full report as to the merits of any claim and if necessary they will represent you on a no win no fee basis. Our solicitors will audit any of the following forms of credit agreement.
Please select and complete the simple test on the left of the screen to see whether your loan agreement is potentially unenforceable. The test will only take 2 minutes and the results will be emailed to you. Please note we will only audit credit agreements made before April 2007 when the law was amended.